It’s never too early or too late to begin saving for retirement with an Individual Retirement Account (IRA). This is an account that you establish with a financial institution that allows you to set aside money on a pre-tax basis. Many self-employed people establish these types of accounts as do those who may no longer qualify for an employer-sponsored 401(k) due to a reduction in hours. As experienced financial professionals, Macino Financial will help get you in the best possible position for eventual retirement.
We take the time to get to know you before recommending one type of Individual Retirement Account (IRA) over another. We learn about your current work status, retirement goals, lifestyle, and other personal attributes so he can provide trustworthy council. The three types of IRAs for you to consider include:
It’s a common misconception that you can’t have both an employer-sponsored retirement plan and an Individual Retirement Account (IRA). Contributing to both supplements your savings and gives you access to a wider range of choices for investment purposes. Macino Financial will ensure that you receive the maximum tax deferrals allowed while building a comfortable nest egg.