8:00 - 5:00

Hours of Operation: Mon. - Fri.

419.491.0909

Call Today For A Free Consultation!

Facebook

LinkedIn

Youtube

 

HCM 401(k) Optimizer® Addresses the Number One Fear of Retirees

HCM 401(k) Optimizer® Addresses the Number One Fear of Retirees

401(k) OptimizerMacino Financial Services introduces HCM 401(k) Optimizer to help pre-retired and retired participants navigate investment options available in a company plan.

According to USA Today, the number one fear of retirees is outliving their savings; yet, while 61 million Americans participate in employer-sponsored retirement programs (401(k), 403(b), 457, thrift savings plans), the overwhelming majority have little reliable information on retirement investing.

HCM 401(k) Optimizer is designed to help participants implement an asset allocation strategy based on their specific tolerance for risk and the available investments under their 401(k), 403(b) or other defined contribution plan. The HCM 401(k) Optimizer produces a personalized asset allocation model customer report specifically telling the participant which funds to invest in and the recommended percentage to invest.

Although the process is simple, the underlying analysis is highly advanced. This powerful system is mechanical, non-emotional, and repeatable, analyzing:

  • Asset categories
  • Fund managers
  • Fund performance
  • Asset turnover
  • Current conditions of market sectors

Once the HCM 401(k) Optimizer’s initial Risk Tolerance Questionnaire has been completed, the user receives quarterly updates with recommendations on how to adjust to changing market conditions. The 401(k) Optimizer also has a feature that provides participants with buy/sell recommendations.

The process is simple:

  • Enter your information in the online sign up form at https://www.macinofinancial.com/401k-optimizer
  • Answer the Risk Tolerance Questionnaire
  • Receive an email from us telling you your recommendations are ready
  • Log in to the 401(k) Optimizer to view your recommendations

For a HCM 401(k) Optimizer demo or to request a Risk Tolerance Questionnaire, contact the retirement specialists at Macino Financial Services at 419.491.0909.

Investment advisory services are offered through Virtue Capital Management, an SEC Registered Investment Advisor. Macino Financial and VCM are independent of each other. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration is not an endorsement of the firm by the Commission and does not mean that the adviser has attained a specific level of skill or ability. All investment strategies have the potential for profit or loss. Changes in investment strategies, economic conditions, contributions or withdrawals may significantly alter a portfolio’s performance. There is no guarantee that any specific investment or strategy will be suitable or profitable for a particular client. Past performance is no guarantee of future success. We cannot guarantee that a portfolio will match or outperform any particular benchmark. None of the content should be viewed as an offer to buy or sell, or as a solicitation of an offer to buy or sell the securities discussed. Information on this website does not involve the rendering of personalized investment advice, but is limited to the dissemination of general information on products and services. A professional adviser should be consulted before implementing any of the options presented.
The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. State registration is not an endorsement of the firm by the Commission and does not mean that the adviser has attained a specific level of skill or ability. All investment strategies have the potential for profit or loss. Changes in investment strategies, economic conditions, contributions or withdrawals may significantly alter a portfolio’s performance.
There is no guarantee that any specific investment or strategy will be suitable or profitable for a particular client. Past performance is no guarantee of future success. None of the content should be viewed as an offer to buy or sell, or as a solicitation of an offer to buy or sell the securities discussed.
Information on this website does not involve the rendering of personalized investment advice but is limited to the dissemination of general information on products and services.