8:00 - 5:00

Hours of Operation: Mon. - Fri.

419.491.0909

Call Today For A Free Consultation!

Facebook

LinkedIn

Youtube

 

Retirement Planning Blog

Top Benefits of Financial Planning for Retirement

Top benefits of financial planning

[vc_row triangle_shape="no"][vc_column][vc_column_text]Do you feel stressed about the prospects of retirement? You're not alone. In fact, research shows that 15% of Americans have no retirement savings whatsoever. Even if you do have some money stashed away, are you optimizing your portfolio? Do you have enough saved? Will you be able actually to fund the retirement you want? There are numerous benefits of financial planning, and the right strategy can ensure you with a positive future. Let's get into what you need to know. Setting Your Goals Why are you working? No, really. Why are you hustling 40+ hours a week every week? Even if you love...

Continue reading

Ready To Retire? Retirement Planning Advice For Entrepreneurs

Retirement Planning Advice

[vc_row triangle_shape="no"][vc_column][vc_column_text]The statistics are in, and they are harrowing. Most people don't have enough (or anything at all) for retirement. A concerning 22% of Americans have less than $5,000 saved for their retirement. Planning for the future is vital, but no two strategies are the same. Moreover, entrepreneurs need specific retirement planning advice that caters to their flexible and dynamic needs. Let's get into what you need to know. Planning In The Early Stages You're just mapping out the course of your business. You're hungry, green, and willing to grind hard to yield positive outcomes. The opportunities feel limitless, and you're ready to do whatever...

Continue reading

2019’s Top Tax Tips for Retirement Planning

2019 Tax Strategies

[vc_row triangle_shape="no"][vc_column][vc_column_text]Did you know that experts recommend saving $1 million for retirement? Unfortunately, most Americans have only saved 12% of what they need as they come close to retirement age. Americans between the age of 55 and 64 with retirement savings only have an average of $120,000 stashed away. While a quarter of responders said they actively saved between 6 and 10% of their incomes, 20% of people reported that they didn't save anything at all. To enjoy all the potential benefits of your retirement, there are top tax strategies that will help you prepare for and enjoy your golden years to their fullest. Keep...

Continue reading

Retiring on a Budget: 8 Best Places to Retire in the U.S.

[vc_row triangle_shape="no"][vc_column][vc_column_text]Today, over 10,000 people per day are reaching the age of 65, which is best known for being retirement age. Regardless of if you are near this age, or still have several decades to go, it’s never too early to plan for your Golden Years. An important part of this plan is where you will live. If you are looking for the best places to live that are also affordable, you’re in the right place. Keep reading to find out about some of the best (and most affordable) places in the United States to retire. 1. Wenatchee, Washington The unexpected desert landscapes,...

Continue reading

8 Creative Ways to Make Money After You Retire

[vc_row triangle_shape="no"][vc_column][vc_column_text]Retirement should be a time of fun and relaxation after a lifetime of hard work. As it stands, though, the majority of future retirees will struggle to even make ends meet. Indeed, half of all Americans have no savings at all to cater for life after work. According to the same source, the median savings for people aged between 50 and 55 years old is a paltry $8,000. Finding creative ways to make money after retirement will be a necessity for many households around the country. Equally, extra financial padding never goes amiss. Someone with sufficient savings set aside for retirement...

Continue reading

Retirement Planning: 9 Tips to Help You Boost Your Retirement Savings

If you want to have retirement savings, you'll need to start saving and investing sooner rather than later. If you haven't started saving for retirement, don't stress, there are some steps you can take to increase your retirement savings. Keep reading to uncover these nine tips to help you boost your retirement savings: 1. Focus On Your Retirement Savings Today If you just started to put aside money for retirement, you'll want to start investing and saving as much of that money as you can now, not later. By doing so, you will take advantage of compounding interest. This means that your assets...

Continue reading

Retiring on a Budget: 8 Best Places to Retire in the U.S.

Best places to retire in the U.S.

[vc_row triangle_shape="no"][vc_column][vc_column_text]Today, over 10,000 people per day are reaching the age of 65, which is best known for being retirement age. Regardless of if you are near this age, or still have several decades to go, it’s never too early to plan for your Golden Years. An important part of this plan is where you will live. If you are looking for the best places to live that are also affordable, you’re in the right place. Keep reading to find out about some of the best (and most affordable) places in the United States to retire. 1. Wenatchee, Washington The unexpected desert landscapes,...

Continue reading

The Stretch IRA Is About To Snap Under the Secure Act

[vc_row triangle_shape="no"][vc_column][vc_column_text]By Lewis Braham A new retirement bill passed by the House of Representatives this May has many perks for IRA owners, but one significant drawback for wealthy investors—the death of the “stretch” IRA. Investors who don’t need their IRA savings to fund their retirement have long used a tax-advantaged way of bequeathing that money to their heirs, stretching out the withdrawal period for the account’s assets. Investors are required to take a minimum distribution (RMD) once they turn 70½, and any money in the IRA that’s left to heirs is also required to be withdrawn within a certain time frame—but with a...

Continue reading

5 Ways to Plan for Early Retirement

After decades of hard work, many people are thrilled by the prospect of early retirement. It is possible for almost anyone, if you are willing to do some planning. However, because the planning often begins when you are still years away from retiring, it can be difficult. Follow these five rules to set yourself up for early retirement. Save Money Now Even though retirement may seem incredibly far off, it is important to start saving money now, especially if you want to retire early. Do not wait to start until you are only a handful of years away from retiring. Cut...

Continue reading

Gain Flexibility in Your Investments with a 401(k) Rollover

When your company offers a 401(k), it’s a convenient way to invest and plan for retirement. However, there’s a limit to how you can invest in a 401(k), so it’s better to roll over your 401(k) into an IRA account, preferably a Roth IRA. Some reasons to do a 401(k) rollover include: Lower fees Less taxes More ways to invest Benefits of a 401(k) Rollover Lower Fees Some 401(k)s that come from employers charge hefty administrative fees. It’s not enough to turn people away from using it, but it can add up. Plus, there are better options out there, such as an IRA....

Continue reading
The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. State registration is not an endorsement of the firm by the Commission and does not mean that the adviser has attained a specific level of skill or ability. All investment strategies have the potential for profit or loss. Changes in investment strategies, economic conditions, contributions or withdrawals may significantly alter a portfolio’s performance.
There is no guarantee that any specific investment or strategy will be suitable or profitable for a particular client. Past performance is no guarantee of future success. None of the content should be viewed as an offer to buy or sell, or as a solicitation of an offer to buy or sell the securities discussed.
Information on this website does not involve the rendering of personalized investment advice but is limited to the dissemination of general information on products and services.